It’s a bittersweet day when college comes to a close and the realization of the real world sinks in. Bills, budgets, savings … taxes?! It can be overwhelming to balance a new job, student debt and other financial challenges. But becoming familiar with a few basics will set you up for an easy transition.
Remember, credit card use affects your credit score. Building credit is important for future purchases like a home or car, so be sure to determine an amount you can pay off each month, and don’t overspend. Missed payments can cause your credit score to suffer which could make it more difficult and expensive to borrow money later.