If you’re a business owner, big or small, it’s essential to partner with a lender that understands your business – and your market. When researching banks to obtain a business loan, look for one that is as committed to your community as you are. Below are the top five, of many, reasons to consider a local commercial lender.
When you are able to meet directly with your lender, you become more than just another loan and another account number. The further removed the decision-makers are from a transaction, the more one-dimensional the decision becomes. By meeting directly with a local lender you can explain the ins and outs of your business plan which allows them to better understand your business and how it fits into the community landscape.
Some business owners may have the impression that community banks are too small to handle large or complex loans. However, that’s not the case at Chesapeake Bank. We offer all the products found at regional or national banks, without the hassle of conducting business through a call center.
When you call Chesapeake Bank, you can expect to get an actual person on the other line to answer your questions. If you feel like you need further assistance, stop into a local branch to get the personal attention you deserve. On top of that, local lenders are knowledgeable about the community, its business landscape, centers of influence and real estate market, making them a significant resource for starting and growing your business.
Communities are unique, and not all businesses are created equally. Large or small, Chesapeake Bank can provide your business with a loan specifically catered to your needs. We pride ourselves on providing quick decisions and custom lending solutions for our clients. To create a successful loan, our commercial loan officers work hard to make sure our solutions are the best fit for our clients.
As a local bank, one of our pillars is supporting each of the communities we serve. By lending to local businesses, we aim to do our part in supporting the local economy. Growing businesses and creating local jobs is essential to a thriving community. That’s why we strive to support businesses that keep hard-earned dollars circulating locally.
If you’re looking to take your business to the next level, we’d be honored to help. Chesapeake Bank provides commercial loans and lines to help manage cash flow, profits, and growth. We offer business term loans, lines of credit, commercial mortgages and refinances to businesses of any size.
With an emphasis on community, we’re here to help your business keep our local economies thriving.
If you still have questions, please don’t hesitate to call one of our dedicated commercial loan officers to learn more about our business lending options or make an appointment to stop by your local branch and sit down with a lender.