For most of us, resolving to change our finances is easier said than done. Yet, according to a survey from NerdWallet, 83 percent of Americans set a financial resolution for the New Year.
This year, make a plan you can really stick to in order to spend less, save more and pay down debt. Here are a few straightforward money management goals to get started achieving a better financial future in 2018.
Start small on each of these resolutions. Put a small percentage into savings or emergency funds and make a commitment to paying down just a little extra debt each month. That way, it won’t seem so overwhelming and you can increase contributions as you get used to setting funds aside. Remember, you’re creating a long-term financial plan for yourself!